41515 SILVER DRIVE, UMATILLA, FL 32784 - Expert Florida Realtor, Client-Focused Results

$549,999

A Lakefront Home Designed for Living, Entertaining, and Unforgettable Sunsets and NO HOA As you arrive, the circular driveway draws you in, framing a welcoming front porch and hinting at what’s beyond. Step inside, and the home immediately opens up—vaulted ceilings, natural light, and wide lake views pulling your eyes straight… Read More through the living space toward the water. The main living room feels airy and grounded at the same time, flowing effortlessly into the kitchen and dining area. It’s the kind of layout that works just as well for quiet mornings as it does for hosting friends on the weekend. Every major living space is oriented to capture the lake, so the view becomes part of everyday life, not just something you visit once in a while. The kitchen anchors the heart of the home with granite countertops, a generous breakfast bar, tile backsplash, and plenty of room to cook, gather, and linger. Whether it’s coffee at sunrise or wine while dinner’s on, this space was built to be lived in. Slide open the doors to the screened-in balcony and feel the shift—breeze off the water, soft evening light, and sunsets that never get old. This is where days end slowly and weekends begin early. Back inside, the owner’s suite on the main level feels like a true retreat. A tray ceiling adds height and drama, while the en-suite bath delivers spa energy with dual granite vanities, a jetted soaking tub, and a custom-tiled walk-in shower with dual shower heads. The walk-in closet keeps everything organized and out of sight. Three additional guest bedrooms on the main level provide flexibility for family, office space, or visiting friends—each positioned for privacy and comfort. Then comes the surprise: the walk-out basement. It opens a whole second chapter of the home, ideal for entertaining, extended family, or long-term guests. A private secondary suite makes this level perfect for in-law quarters or multi-generational living. There’s also a full-size safe room that can double as a sixth bedroom, a gym, or a high-security storage space. Step outside again to the large screened back porch, already plumbed for water and ready for an outdoor kitchenette. Beyond that, the backyard stretches toward the lake with space for a future sand beach, a firepit, or lakeside seating. The private dock waits at the shoreline—launch your kayak, cast a line, or just sit and watch the light change across the water. The home also features a dedicated laundry room on the main level, a two-car tandem garage with a concrete driveway at the rear, and a freshly painted exterior for a clean, move-in-ready feel. seller is offering seller concessions, creating an excellent opportunity for buyers who want room to personalize and structure a deal that works for them. This isn’t just a house—it’s a daily lakefront lifestyle, built for space, comfort, privacy, and views that make ordinary days feel like vacation. Schedule your private showing and walk this story for yourself. buyer to verify all information for accuracy measurements may be estimates Read Less

Courtesy of EXP REALTY LLC 888-883-8509

Listing Snapshot

Days Online

Last Updated

Feb 6, 2026

Property Type

Single Family Residence

Beds

Full Baths

Square Ft.

3,067

Lot Size

0.51 Acres

Year Built

1997

MLS Number

O6376572

Additional Details

Property Access

Road Surface: Asphalt

Appliances & Equipment

Dishwasher, Microwave, Range, Refrigerator, Other equipment: Irrigation Equipment, Private Yard

Building

Built in 1997, Living area: 3067, Living area units: Square Feet, Building faces East, 2 stories, Levels: Two, Construction Materials: Block, Metal Frame, Wood Siding

Cooling

Central Air

Exterior Features

Lighting, Outdoor Kitchen, Private Yard

Floors

Tile, Wood

Foundation

Slab

Garage

2 spaces

Heating

Central

Interior Features

Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Tray Ceiling(s), Vaulted Ceiling(s)

Laundry

Laundry Room

Lot

0.51 acres

Pets Policy

Allowed: Yes

Roof

Shingle

Sewer

Septic Tank

Taxes

Additional parcels description:, Parcel Number: 01-18-26-0300-00H-01800, Public Survey Range: h, Public Survey Section: H, Annual Amount: $7,421, Tax Book Number: 14-25, Legal Description: SILVER BEACH HEIGHTS PB 14 PG 25 LOT 18 BLOCK H, AND COMMENCE AT THE SOUTHEAST CORNER OF SAID LOT 18 BLOCK H THENCE RUN SOUTH 69-24-50 WEST 208.55 FEET ALONG THE SOUTHERLY LINE OF SAID LOT FOR THE POINT OF BEGINNING, THENCE CONTINUE SOUTH 69-24-50 WEST 554.10 FEET, THENCE NORTH 53-03-50 WEST 118.24 FEET, THENCE NORTH 69-24-50 EAST 642.86 FEET, THENCE SOUTH 06-22-10 EAST 102.90 FEET TO THE POINT OF BEGINNING, Lot: 18, Year: 2025

Utilities

Public, Water Source: Public

Water Features

Water Body Name: SOUTH TWINN LAKE, Lake Front

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